Commercial Flood Insurance
Commercial flood insurance protects your business from damages caused by floodwater, providing coverage for your building and the assets housed within it. Commercial flood insurance is an easy and affordable coverage that offers protection from floodwater damage sustained by:
- Walls, ceilings and floors
- Equipment
- Fixtures
- Furniture
- Inventory
- Business property
Your commercial property insurance does not provide coverage for flood damage. If that is the case, adding commercial flood insurance to your policy is just smart business. Flooding can happen even in areas that are not prone to floodwaters, due to:
- Fast melting snow causing spring runoff
- Excessive or sudden heavy rainfall
- Storm surges from hurricanes
Water can cause an enormous amount of damage to your property and your assets. Many business owners don’t realize that their commercial property insurance doesn’t necessarily cover flooding. Suffering a flood can wipe out a business because it’s not just a matter of replacing damaged equipment and repairing buildings, but also the time it takes, during which the facilities can’t be used.
There is a thirty-day waiting period for flood insurance that begins on the day of purchase, so why wait? Contact any of our experienced, knowledgeable agents to talk about specific coverage options to meet your needs. Just call (843) 665-2196, or stop by either of our locations.
The better our agents know and understand your business, the better they can ensure you have the insurance coverages you need, while keeping costs reasonable. To take the next step in protecting your business with a commercial flood insurance policy, contact us today.
Get an accurate commercial flood insurance quote today.